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Cookie Policy

Last Updated: January 2025

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Please note: Essential cookies required for site functionality cannot be disabled. These allow you to navigate lorqenavixi.com and access secure areas. Declining cookies will only affect analytics and marketing tracking.

What Are Cookies and Why We Use Them

Cookies are small text files stored on your device when you visit lorqenavixi.com. Think of them as digital sticky notes that help our website remember your preferences and understand how you interact with our budgeting tools.

We're not huge fans of unnecessary tracking ourselves. But here's the reality: some cookies genuinely make your experience better. They remember your login details, keep your budget calculations intact while you move between pages, and help us figure out which features actually help people manage their weekly finances.

Other cookies? Well, they're mostly about understanding our audience and occasionally showing relevant content. You have complete control over these through the tool above.

Types of Cookies We Use

Essential Cookies

These keep lorqenavixi.com working properly. Without them, you wouldn't be able to log in, save budget templates, or navigate securely between pages. These stay regardless of your preference because they're necessary for basic functionality.

Functional Cookies

These remember your choices like currency display, date formats, and dashboard layout preferences. They make return visits smoother because the site adapts to how you actually use it.

Analytics Cookies

We use these to understand which features get used most, where people get stuck, and how long budget planning typically takes. This information helps us improve the platform based on real usage patterns rather than guesswork.

Marketing Cookies

These track your journey across our site and occasionally beyond it. They help us understand which content resonates with Australian households managing weekly budgets and allow us to show relevant information to similar audiences.

How Cookies Enhance Your Experience

Let me give you specific examples rather than vague promises about "improving your experience."

When you set up a weekly budget template on Tuesday and come back Thursday, functional cookies remember your category preferences and spending limits. You don't start from scratch each time.

Analytics cookies show us that most Australians check their budgets on Sunday evenings and Wednesday mornings. That insight helped us optimize loading speeds specifically during those peak times.

We also learned that mobile users in WA struggle with certain calculation features around 6-7 PM. Without cookies tracking these patterns, we'd never have discovered this regional timing issue.

Practical Benefits

  • Your dashboard layout and viewing preferences persist across sessions
  • Budget calculations remain accurate even when navigating between multiple pages
  • The system remembers your timezone and displays dates relevant to Australian pay cycles
  • Security features protect your financial information through session management
  • We can identify and fix bugs that affect specific user workflows

Managing Your Cookie Preferences

Browser-Level Controls

Every modern browser lets you control cookies directly. Here's how to access these settings:

Chrome: Settings → Privacy and security → Cookies and other site data
Firefox: Settings → Privacy & Security → Cookies and Site Data
Safari: Preferences → Privacy → Manage Website Data
Edge: Settings → Cookies and site permissions → Manage and delete cookies

You can block all cookies, allow only first-party cookies, or review and delete cookies individually. Just know that blocking essential cookies will prevent you from logging into lorqenavixi.com or accessing secure features.

The rejection tool at the top of this page offers a middle ground. It removes non-essential tracking while keeping functionality intact.

Third-Party Cookies

Sometimes cookies come from services we integrate with rather than lorqenavixi.com directly. These typically include analytics platforms that help us understand user behavior and occasionally payment processors that handle transactions securely.

We're selective about third-party services. Each integration needs to justify its presence by either improving functionality or providing insights that genuinely help us serve Australian households better.

When you decline non-essential cookies, most third-party tracking gets blocked. Essential third-party cookies from payment processors or security services remain active because they're required for core functionality.

Data Retention and Cookie Lifespan

Different cookies stick around for different durations:

  • Session cookies disappear when you close your browser. These handle temporary tasks like keeping you logged in during a single visit.
  • Persistent cookies remain for set periods ranging from 30 days to 2 years. Preference cookies typically last 12 months so your settings persist across regular usage.
  • Analytics cookies usually expire after 2 years, though we regularly review whether this duration makes sense given how quickly user patterns shift.

We periodically audit which cookies are actually necessary. In 2024, we removed three types of tracking cookies that weren't providing useful information. If a cookie doesn't serve a clear purpose, we get rid of it.

Your Rights and Control

You control your data. That's not just a compliance statement – it's how we operate.

You can decline non-essential cookies at any time using the tool at the top of this page. Your preference gets saved and respected across future visits.

You can also request a full breakdown of what data we've collected about your visits, ask us to delete specific information, or withdraw consent for analytics tracking while continuing to use lorqenavixi.com normally.

Australian privacy law gives you additional rights around how your information gets used. We comply with the Privacy Act 1988 and take these obligations seriously.

Updates to This Policy

We update this policy when our cookie usage changes or when privacy regulations evolve. The last update date appears at the top of this page.

Major changes get communicated through email to active users or via notification when you next log in. Minor clarifications typically happen without separate notification, though you can always review this page for current practices.

Questions About Our Cookie Policy?

If something's unclear or you want more details about specific cookies we use, get in touch.

Email: help@lorqenavixi.com

Phone: +61 3 9939 5334

Address: 24 Britawast Rd, Mandurah WA 6210, Australia

We typically respond to privacy inquiries within 48 hours during business days.

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We believe financial skills should be accessible. Our weekly budgeting programs help people build practical money habits that stick around long after the course ends.

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Contact Information

Address: 24 Britawast Rd, Mandurah WA 6210, Australia
Phone: +61 3 9939 5334
Email: help@lorqenavixi.com

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